Optum/UnitedHealthcare  

Private Pay

Receipts For Reimbursement Are Available For Private Pay Clients

A receipt for reimbursement can be provided at the end of each month, if needed. Please contact your insurance provider prior to the first appointment to inquire about your out of network mental health benefits.

Health Savings Account Can Be Used

Therapy is HSA-eligible and includes appointments with psychiatrists, psychologists, licensed social workers and other mental health professionals. If your insurance plan does not include mental health coverage or only pays for a small percentage, you can use your HSA funds to cover the remainder.

Flexible Spending Account Can Be Used

Although not every type of counseling is FSA-eligible, both medical and mental health therapy can be submitted for FSA reimbursement.

Good Faith Estimate

You are entitled to receive a “Good Faith Estimate” stating what charges you will be expected to pay for mental health and medical care.

Under law, health care providers are required to provide clients who have chosen not to use insurance or who do not have insurance an estimate of the total expected charges for medical services, including psychotherapy services.

If the actual amount charged is $400 or more beyond the estimated charges, stated in your Good Faith Estimate, you have a right to dispute the bill. It is important to keep a copy or take pictures of your Good Faith Estimate.

For more information or questions regarding the Good Faith Estimate, go to https://www.cms.gov/nosurprises.